The 401k Factor

May 26, 2023
photo of a woman thinking
May 26, 2023
How can I maximize my 401k in 2023?
There are several ways to maximize your 401k in 2023 including..
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January 10, 2023
401k 2023 Changes
January 10, 2023
What are the 401k benefits of the new Secure Act 2.0 law in 2023?
As a result of the passage of new law known as SECURE Act 2.0, there are many changes coming to 401k plans including...
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January 9, 2023
January 9, 2023
How can I withdraw money or take a loan from my 401k?
When you reach 59 1/2 years old (and in some cases age 55), you...
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January 9, 2023
January 9, 2023
What are the 2023 maximum 401K & IRA Contributions Limits?
The contribution limit for employees in 401(k), 403(b) and most...
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401k Plan Adviser – Fee-Only Financial Planners, CPAs, Money Mangers

401k Planning

As a team of seasoned FEE-ONLY financial advisers, CPAs and attorneys, we specialize in helping individuals, families and businesses create and implement comprehensive retirement planning solutions. 

Let us use our expertise to guide you on a path to a secure retirement. We can also help you update a will, establish a trust, plan for your health and/or protect your legacy. If you are already working with someone or doing it yourself, we are happy to provide second opinions. 

Click here to ask a FREE question or visit 1800ADVISER.COM and select the FEE-ONLY adviser you would like to speak with. 

→ MY BROKERAGE FIRM GIVES ME FREE SOFTWARE, WHY SHOULD I HIRE YOU?

Although free retirement software is helpful and a good place to start, the truth is only our network of FEE-ONLY financial advisers and CPAs can expert analysis of your goals, risk tolerances and discuss them with you. If you are looking for a robot, we are not the right place for you.

→ SHOULD I ELECT SOCIAL SECURITY EARLY?

You need to assess your income and expenses and take into account any brokerage accounts, IRAs, 401k account and other sources of potential retirement income. There are many pros and cons to taking it early vs. waiting. Our advisers can help you decide what is right for you. 

→ HOW MUCH IS YOUR FEE?

Fees for 401(k) reviews start at $250 and increase based on overall complexity and size. We start with a FREE consultation and then agree upon a fee with you. 

1800ADVISER

If you want to be immediately connected to a FEE-ONLY adviser, you should visit 1800ADVISER.COM. The web site lists the biography and specialty of our network, and you can choose 1 or more members to speak with.  To find out more watch our video, ask TheAdviser.com or visit 1800ADVISER.COM.

We Have Been FEE-ONLY Since 1999
The Independent Adviser Corporation was founded in 1999 and since then has provided financial advisory services to literally thousands of investors. We've NEVER charged a commission nor will we. Our services are based on an agreed-upon fee with our clients so there is transparency and no strings attached.
We Are 100% Independent & 100% Objective
The Independent Adviser Corporation is a 100% Independent & 100% Objective Financial Advisory Firm. We do not charge commissions, underwrite corporate securities, nor do we sell any proprietary products.
No Commissions
In simple terms, Fee-Only means no commissions which we view as a conflict of interest. For instance, sometimes doing nothing is the best strategy for the client but commissioned brokers rarely provide that advice because they won't earn a fee.
No Proprietary Products
An investment professional who works for a firm like Fidelity or Merrill Lynch are generally incentivized to sell you Fidelity/Merrill investment products (e.g., ETFs or mutual funds). Because we do not sell our products, we can choose the best product that meets your need.

Our 401(K), IRA & Retirement Plan Services

401k Plan Adviser – Fee-Only Financial Planners, CPAs, Money Mangers
Review Your 401k Plan

No matter what firm -- Fidelity, Nationwide, Vanguard or other, we will review your plan and help you optimize an investment strategy.  

401k Plan Adviser – Fee-Only Financial Planners, CPAs, Money Mangers
Select 401k Investments

If you need help reviewing and selecting investments, we will review your 401(k) plan and help you. The right investment can make a huge difference.  

401k Plan Adviser – Fee-Only Financial Planners, CPAs, Money Mangers
Annual 401k Assessment

At minimum, you should have an independent adviser review your investment strategy. Let's agree on what works best for you.

401k Plan Adviser – Fee-Only Financial Planners, CPAs, Money Mangers
401k & IRA Rollovers

Changing jobs or retiring? We will review your situation with you and help you determine whether or not an IRA rollover is right for you.

401k Plan Adviser – Fee-Only Financial Planners, CPAs, Money Mangers
IRA Roth Analysis

A ROTH IRA or ROTH 401k contributions can provide you significant tax savings if your plan allows it. Let us help you.

401k Plan Adviser – Fee-Only Financial Planners, CPAs, Money Mangers
Retirement Plans

Ready to start withdrawing? Don't make a mistake. When you work with us, we will share our views on what is the best thing to do.

Do you have a question about your 401k plan?

Join thousands of individuals who are turning to 1800ADVISER.COM for honest advice. 

You agree that all questions and answers are subject to our Terms of Use, Privacy Policy, Legal Notice & Disclaimers.

All of your questions are answered privately via email and are not sold to third parties.

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