The 401k Factor

May 26, 2023
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How can I maximize my 401k in 2023?
There are several ways to maximize your 401k in 2023 including..
January 10, 2023
401k 2023 Changes
What are the 401k benefits of the new Secure Act 2.0 law in 2023?
As a result of the passage of new law known as SECURE Act 2.0, there are many changes coming to 401k plans including...
January 9, 2023
How can I withdraw money or take a loan from my 401k?
When you reach 59 1/2 years old (and in some cases age 55), you...
January 9, 2023
What are the 2023 maximum 401K & IRA Contributions Limits?
The contribution limit for employees in 401(k), 403(b) and most...
January 9, 2023
Should I borrow money from my 401k plan?
This is a controversial area that many financial advisers debate. Many believe ....
January 9, 2023
What is the best way to roll over a 401k to an IRA or ROTH IRA?
The easiest and best way to roll over a 401k plan is...
January 9, 2023
Should I contribute to a ROTH 401k plan?
We favor contributions to ROTH 401k plan accounts for young investors. Under current...
January 9, 2023
401k 2023 Changes
How are required minimum distributions (RMD) for a 401k account calculated?
Generally, a RMD is calculated for each account by dividing the...
January 9, 2023
What happens to 401k in a divorce?
These funds are typically split by a court order unless the parties...
January 9, 2023
How can I create my own self-employed 401k plan?
Generally, yes. Most online brokers have solo 401k plans. At the...
January 9, 2023
What are the benefits of having a Fee-Only financial planner manage a 401k account?
Yes. We offer a variety of one-time and recurring 401k...